Anthony Norman

Once you've built your portfolio of mutual funds, you'll need to know how to maintain it by employing a mutual fund investment strategy. Let's review four popular strategies.    The Wing-It Strategy This is the most commonly seen mutual fund investment strategy , especially among new investors. How does it work? If you're not following a specific plan or structure that helps guide you in making your investments and maintaining your portfolio, you are likely employing a wing-it strategy. Without a plan for investing, you might struggle to make decisions that accurately reflect your investing goals. Most experts would agree that this strategy tends to be least successful because of its lack of consistency. On the other hand, if you have a plan or structure in place that guides your investing, then managing your portfolio should be much easier. Market Timing Strategy The market timing strategy implies the ability to get into and out of secto...

Speculation on the value of blockchain is rife, with Bitcoin—the first and most infamous application of blockchain—grabbing headlines for its rocketing price and volatility. That the focus of blockchain is wrapped up with Bitcoin is not surprising given that its market value surged from less than $20 billion to more than $200 billion over the course of 2017. 1 Yet Bitcoin is only the first application of blockchain technology that has captured the attention of government and industry. Blockchain was a priority topic at Davos; a World Economic Forum survey suggested that 10 percent of global GDP will be stored on blockchain by 2027. 2 Multiple governments have published reports on the potential implications of blockchain, and the past two years alone have seen more than half a million new publications on and 3.7 million Google search results for blockchain. Most tellingly, large investments in blockchain are being made. Venture-capital funding for blockchain start-ups con...

Investment strategies are strategies that help investors chose where and how to invest as per their expected return, risk appetite, corpus amount, long-term, short-term holdings, retirement age, choice of industry, etc. Investors can strategies their investment plans as per the objectives and goals they want to achieve.   Top 7 Types of Investment Strategies: #1 – Passive and Active Strategies The passive strategy involves buying and holding stocks and not frequently deals in them to avoid higher transaction costs. They believe they cannot outperform the market due to its volatility; hence passive strategies tend to be less risky. On the other hand, active strategies involve frequent buying and selling. They believe they can outperform the market and can gain more returns than an average investor would. #2 – Growth Investing (Short-Term and Long-Term Investments) Investors chose the holding period based on the value they want to create in their portfolio. I...

The best thing about investing strategies is that they’re flexible. If you choose one and it doesn’t suit your risk tolerance or schedule, you can certainly make changes. But be forewarned: doing so can be expensive. Every purchase carries a fee. More importantly, selling assets can create a realized capital gain. These gains are taxable and therefore, expensive. Here, we look at four common investing strategies that suit most investors. By taking the time to understand the characteristics of each, you will be in a better position to choose one that’s right for you over the long-term without the need to incur the expense of changing course. Take Some Notes Before you begin to research your investment strategy, it's important to gather some basic information about your financial situation. Ask yourself these key questions: What is your current financial situation? What is your cost of living including monthly expenses and debts? How much can you afford to invest...

Everyone hopes to save if they can, but not so many of us feel ready to invest. You may think investment seems a bit too close to gambling to be worth the risk. However, if you go about it in the right way, investing doesn’t have to be a scary prospect.     The popular perception is that saving money is the ‘safe’ option and investing is the risky one. That’s true to an extent. But when you factor in inflation, you realise that a lot of savings actually lose value or stay static over time, because they just can’t keep up. If you’d rather have a go at beating inflation, then investing generally gives you the best chance overall. So where do you start? No tips can guarantee success, but these might help. Be clear about your investment goals Silly question maybe, but why are you doing this? Remember that a ‘strategy’ is a means to an end – so you need to decide what end result you want. Are you investing to build up a lump sum to spend five years from now, or ten yea...